Privacy Policy

Last updated: July 7, 2026

1. Summary in Plain English

The full policy below is the legally complete version. Here is what it says, in the same plain language we use everywhere else:

• We collect very little: your email if you give it to us, standard device and usage data, and — only if you accept analytics cookies — anonymized traffic measurement.
• Your BrickScore answers, reading progress, and personalization stay in your own browser on your own device. They are not transmitted to or stored on our servers.
• We never ask for bank logins, account numbers, or financial credentials — the Site has no bank connection to begin with.
• We do not sell your personal information for money, and we never sell financial information of any kind.
• We do not use session-replay tools that record your screen, and we do not share data with data brokers.
• You can access, correct, delete, or take your data at any time — we extend these rights to every U.S. user, not only where the law requires it.
• We honor the Global Privacy Control browser signal and the cookie choices you make in our banner and in “Your Privacy Choices” in the footer.

2. Who We Are

This Privacy Policy explains how MoneyBricks LLC (“we,” “us,” “our”) collects, uses, discloses, and protects personal information when you visit https://www.moneybricks.com or interact with us (collectively, the “Site”). MoneyBricks LLC is the business/controller responsible for your personal information. If you access the Site from outside the United States, your information is processed in the United States, where privacy laws may differ from those of your jurisdiction.

3. Information We Collect

The table below lists each category of personal information we collect, where it comes from, why we collect it, and who it may be disclosed to. Named providers are current as of the “Last updated” date and may change; any replacement performs the same role under equivalent contractual limits.

We do not collect bank logins, account numbers, balances, transactions, Social Security numbers, or any financial-account credentials — and we do not ask for them. The Site has no bank-connection feature.

Information from third parties

• Analytics, advertising, and social-media partners; email service providers; and affiliate networks may share aggregate or interaction data with us.

Children

The Site is intended for adults. We do not knowingly collect personal information from anyone under 18. If you believe a minor has provided us information, contact support@moneybricks.com and we will delete it.

4. Information That Stays on Your Device

Parts of the Site are personalized without sending your information to us. Your BrickScore assessment answers, your resulting score and recommendations, the bricks you have read, and in-progress assessment state are stored in your browser’s local storage on your own device. This information is not transmitted to, or stored on, our servers, and we cannot see it. Clearing your browser’s site data removes it. If you choose to enter your email to receive your results, only the email address is sent to us — your answers still remain on your device.

5. How We Use Personal Information

• To operate, maintain, and improve the Site and its content;
• To send newsletters, updates, and marketing you have requested (you can opt out at any time);
• To respond to inquiries and provide customer support;
• To measure and analyze traffic, engagement, and content performance;
• To personalize content and, where permitted, deliver and measure advertising;
• To detect, prevent, and address security incidents, fraud, and abuse;
• To comply with legal obligations and enforce our Terms.

We do not use your personal information to make decisions that produce legal or similarly significant effects through automated profiling. We may create and use aggregated or de-identified data that can no longer reasonably be linked to you; we maintain such data in de-identified form and do not attempt to re-identify it, except as permitted by law to test whether our de-identification is effective.

6. How We Disclose Personal Information

We disclose personal information to: service providers and processors that perform functions on our behalf (hosting, analytics, email delivery, advertising measurement) under contracts limiting their use; advertising and analytics partners (which may involve “sharing” for cross-context behavioral advertising as defined below); affiliate networks when you click an affiliate link; and to authorities or others when required by law, to enforce our rights, or in connection with a merger, acquisition, or sale of assets — in which case this Policy will continue to apply to your information until you are notified otherwise. We do not sell personal information for money, we never sell financial information of any kind, and we do not disclose personal information to data brokers. Some uses of cookies for targeted advertising may be considered a “sale” or “share” under certain state laws — you can opt out as described in Section 8.

What we do not do

• No bank connections, and no collection of financial-account credentials;
• No sale of personal information for money;
• No session-replay tools that record your screen or keystrokes;
• No disclosure of personal information to data brokers;
• No use of your assessment answers for advertising — they never leave your device (Section 4).

7. “Sensitive” Information and Categories

We do not intentionally collect “sensitive personal information” (such as precise geolocation, government IDs, financial-account log-in credentials, race, health, or biometric data) for the purpose of inferring characteristics. If any sensitive information is collected incidentally, we use it only as permitted by law and honor applicable limitation rights.

8. Your Privacy Rights

Comprehensive state privacy laws — including in California, Colorado, Connecticut, Delaware, Florida, Indiana, Iowa, Kentucky, Maryland, Minnesota, Montana, Nebraska, New Hampshire, New Jersey, Oregon, Rhode Island, Tennessee, Texas, Utah, and Virginia — give residents the rights below. We extend these rights to all U.S. users as a matter of practice, regardless of the state you live in:

• Right to know / access — the categories and specific pieces of personal information we hold about you;
• Right to delete — request deletion of personal information we collected from you;
• Right to correct — request correction of inaccurate personal information;
• Right to portability — receive a copy in a portable, machine-readable format;
• Right to opt out — of the “sale” or “sharing” of personal information and of targeted/cross-context behavioral advertising;
• Right to limit — the use of any sensitive personal information;
• Right to non-discrimination — we will not deny service, charge different prices, or provide a different quality of service because you exercised a right;
• Right to appeal — if we decline your request, you may appeal (see below).

How to exercise your rights

Submit a request by emailing support@moneybricks.com or calling 949.534.6101. To verify your identity we will ask you to confirm the email address associated with your information (and, if needed, limited additional information proportional to the sensitivity of the request); we use verification information only for that purpose. We will respond within the timeframe required by law (generally 45 days, extendable once with notice). We do not charge a fee unless a request is manifestly unfounded or excessive, in which case we will explain the fee before proceeding. An authorized agent may submit a request on your behalf with proof of written authorization.

Appeals

If we decline all or part of your request, you may appeal by replying to our response or emailing support@moneybricks.com with the subject line “Privacy Appeal — [Your State]” within 45 days of our decision. We will respond to appeals within the period your state’s law requires (generally 45–60 days). If your appeal is denied, you may contact your state Attorney General; in California, you may also contact the California Privacy Protection Agency.

Opt out of sale/share and targeted advertising

You can opt out by adjusting your choices in our cookie banner or by clicking “Your Privacy Choices” in the footer. We also honor the Global Privacy Control (GPC) browser signal as a valid opt-out request where required.

9. California “Shine the Light”

California Civil Code § 1798.83 lets California residents request information about disclosures of personal information to third parties for their direct-marketing purposes. We do not share personal information with third parties for their own direct marketing. To inquire, contact support@moneybricks.com.

10. Data Retention

We retain personal information only as long as necessary for the purposes described here, to comply with legal obligations, resolve disputes, and enforce agreements. In practice:

• Waitlist and newsletter data — until you unsubscribe or ask us to delete it, or until the list is retired;
• Support communications — for up to two years after resolution, unless a dispute or legal obligation requires longer;
• Analytics data — per our analytics provider’s configured retention window;
• Server and security logs — for a limited rolling window consistent with our hosting provider’s practices;
• Device-local data (Section 4) — held on your device, under your control, until you clear your browser’s site data.

When retention ends, we delete or de-identify the information. Account data, if we introduce accounts, will be purged after account closure, subject to legal holds.

11. Data Security

We use reasonable administrative, technical, and physical safeguards designed to protect personal information, appropriate to the volume and sensitivity of what we hold — including encryption in transit (HTTPS/TLS across the Site), access controls limiting who can reach stored contact data, and a data-minimization design that keeps assessment answers off our servers entirely (Section 4). No method of transmission or storage is completely secure, and we cannot guarantee absolute security. Please use a strong, unique password anywhere you maintain credentials, and contact us immediately at support@moneybricks.com if you suspect unauthorized activity involving your information.

12. Cookies and Tracking

For details about the cookies and similar technologies we use and how to control them, see the Cookie Policy in Part 4.

13. Do Not Track

Some browsers send “Do Not Track” signals. There is no industry standard for responding to them. We respond to recognized opt-out preference signals such as GPC as described above; otherwise we do not currently alter our practices in response to DNT signals.

14. Third-Party Links

The Site links to third-party sites and services with their own privacy practices, which we do not control. Review their policies before providing information.

15. Changes to This Policy

We may update this Privacy Policy from time to time. We will post the revised policy with a new “Last updated” date and, for material changes, provide additional notice where required — such as a notice on the Site or an email to the address you gave us. Your continued use of the Site after a revised Policy takes effect means you accept the revised Policy.

16. Contact Us

MoneyBricks LLC, Attn: Privacy, 8502 E Chapman Ave. #130, Orange, CA 92869. Email: support@moneybricks.com. Phone: 949.534.6101.