The small moves that keep your money. One set per brick.
Not theory, and not a budget you have to maintain. Money Moves is a set of concrete things you can go and do — read one pay stub, ask one question, file one form — each one attached to the MoneyBrick it belongs to, so you always know which part of the wall you are working on.
What counts as a move
If you cannot finish it in one sitting, it is not a move.
A brick teaches you a subject. A move is one thing you can do today and be done with. Every one of them says up front what it costs you in time — a few minutes, one call, one form, an afternoon, or once a year — because the reason good money advice goes undone is almost never that somebody disagreed with it.
You will not find a dollar figure attached to any of them. We have not measured what these moves save you and neither has anybody else, so quoting a number would mean inventing one. What each move states is the mechanism — where the money is going and what closes the gap.
Three places a move comes from, and the page always says which.
Written by MoneyBricks
The ones we wrote and edited ourselves. Most of the set.
Sourced to the agency
Where a move turns on a rule — a filing deadline, a right you hold, a program you may qualify for — it cites the federal agency that publishes it, and you can open the source.
From the crew
Moves that came out of the Brickheads forum, picked by a moderator and credited to the member who posted them. Real experience, never official advice, and it never changes the lesson.
Open to everyone
Start with these. No account, nothing to join.
These are whole moves, not the first lines of them. Do one this week and you have already got something out of this page.
- Job & Careera few minutes
Read one pay stub line by line
Pull up your most recent stub and name every deduction on it. Payroll errors are quiet and they repeat every two weeks until somebody notices, and the person best placed to notice is you.
- Workplace Benefitsa few minutes
Check whether you are leaving the match on the table
Find your contribution percentage and the match formula in your plan documents, then compare them. If you are contributing under the match threshold, you are declining pay that has already been budgeted for you.
- Budgeting & Cash Flowan afternoon
Read three months of statements for recurring charges
Subscriptions are designed to be forgotten, and the ones that hurt are the ones you meant to cancel. Go back three statements, list every charge that repeats, and cancel what you cannot remember using.
- Transportationan afternoon
Re-quote auto insurance once a year
Insurers price new customers and renewing ones differently, so the policy you shopped hard three years ago is not the one you have now. Get two fresh quotes on the same coverage before each renewal.
- Emergency Funda few minutes
Automate one transfer for the day after payday
Pick an amount you will not notice and have it move itself. The amount matters less than the automation: a transfer that needs a decision every week is a transfer that stops.
Ask for an itemized bill before you pay it
A summary statement is not a bill you can check. Ask for the line-item version and compare it against the insurer's explanation of benefits — duplicate and miscoded charges are ordinary, not rare.
- Identity & Fraud Protectiona few minutes
Pull your credit reports and read them
You are entitled to free reports from the nationwide credit bureaus through the federally mandated site. Accounts you do not recognize are the earliest signal of identity theft, and the report is where they show.
Source: AnnualCreditReport.com (FCRA-mandated free reports), Consumer Financial Protection Bureau (CFPB)
- Debt Managementan afternoon
Put every debt on one page with its rate
Balance, minimum payment, interest rate, one row each. Almost nobody has seen the whole list at once, and the order of attack is obvious the moment it is in front of you.
Inside, at Core and up
Every brick has its own set. All thirty of them.
Moves are grouped the way the curriculum is — six chapters, thirty bricks — so the work you are already doing on a brick tells you which moves to read next. Members also see what the crew added to each one.
Earn
Master the income that funds everything else.
Spend
Direct every dollar.
Save
Build reserves with purpose.
Protect
Defend the structure.
Money Moves opens at Core.
It is included in every paid plan, and the 14-day trial opens the whole set. If you are already a member, it is in your Learn menu.
Free · No credit card · No bank connection required
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