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moneybricks

The free BrickScore

Think of it as a structural inspection for your financial life: where the foundation is solid, where the cracks are, and exactly where to start the repair.

Free · No credit card · No bank connection required · Done in about 5 minutes

Your BrickScore

Illustrative example
640Developing

Meaningful progress with specific gaps.

  • Stability
  • Resilience
  • Protection
  • Growth
  • Flexibility
  • Direction
  • Behavior

Your next brick: resilience. Build a one-month emergency cushion before the next surprise bill decides for you.

Seven dimensions, one score

One number on a 300–900 scale, built from seven dimensions that are not weighted equally. Brix uses it to start your plan where the impact is greatest.

  1. Stability

    Can everyday money run without a monthly scramble?

  2. Resilience

    Could you take a hit, like a layoff or a breakdown, and stay standing?

  3. Protection

    Are your people and what you've built actually covered?

  4. Growth

    Are your income and savings set up to climb over time?

  5. Flexibility

    How many real choices does your money give you?

  6. Direction

    Is the money pointed at the life you're building?

  7. Behavior

    Do you follow through automatically, on a rhythm?

Not all seven count the same

Most scores average everything and call it a number. The BrickScore weights each dimension by how much it actually moves your financial strength, so a thin emergency fund counts for more than a tidy budget. Here is how much each one counts toward your score.

  1. Stability20%
  2. Resilience20%
  3. Protection15%
  4. Growth15%
  5. Flexibility10%
  6. Direction10%
  7. Behavior10%

The BrickScore is educational. It’s not a credit score, it isn’t reported anywhere, and it never affects your credit.

Find out where your paycheck is going and what to do next.

Free · No credit card · No bank connection required · Done in about 5 minutes