Money terms, explained like a human would.
Money Dictionary is a plain-English dictionary for personal finance — 608+ terms across budgeting, credit, investing, retirement, taxes, and more. No jargon, no lectures. Look up what you need and get back to your life.
Browse by topic
- Budgeting & Cash FlowWhere your money goes each month.59 termsBrowse →
- BankingAccounts, fees, and how banks work.53 termsBrowse →
- Credit & DebtBorrowing, credit scores, and paying it off.89 termsBrowse →
- InvestingPutting money to work over time.157 termsBrowse →
- RetirementBuilding income for later — and getting the tax break now.58 termsBrowse →
- TaxesKeeping more of what you earn.49 termsBrowse →
- InsuranceProtecting what you've built.48 termsBrowse →
- Real EstateBuying, owning, and borrowing against a home.24 termsBrowse →
- Estate PlanningProtecting the people you love.33 termsBrowse →
- Wealth Building & Financial PlanningThe big picture — and how it all fits together.38 termsBrowse →
Start with these
- Wealth Building & Financial PlanningNet WorthWhat you own minus what you owe — the clearest scorecard of your financial progress.Read →
- Budgeting & Cash FlowBudgetA plan for the money you already earn — deciding where each dollar goes before it disappears.Read →
- Budgeting & Cash FlowEmergency FundCash set aside for life's surprises, so a bad week doesn't turn into debt.Read →
- Credit & DebtCredit ScoreA number that sums up how you've handled borrowing, shaping the rates you're offered.Read →
- Credit & DebtDebt-to-Income Ratio (DTI)The share of your monthly income that goes to debt payments — a key number lenders check.Read →
- InvestingCompound InterestInterest that earns interest — the engine behind long-term growth.Read →
New to this? Learn it in order.
A beginner-friendly path through the fundamentals — each one builds on the last.
- 01Net Worth
- 02Budget
- 03Emergency Fund
- 04Credit Score
- 05Debt-to-Income Ratio (DTI)
- 06Compound Interest
- 07Index Fund
- 08Asset Allocation
- 09401(k)
- 10Roth IRA
Money Dictionary is education in plain language — not personalized legal, tax, or investment advice.
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