Frequently asked questions
Straight answers, in plain English. If yours isn’t here, email support@moneybricks.com.
The basics. What this is, and who it’s for.
What is MoneyBricks?
MoneyBricks is a money-learning platform for working people. A free 5-minute BrickScore Assessment shows where you stand, then Brix, your AI money coach, turns it into a personalized, step-by-step plan. It teaches how money actually works, in plain language, for every line of work and every stage of life.Who is MoneyBricks for?
Working people: nurses, electricians, firefighters, truck drivers, restaurant workers, mechanics, tradespeople, the self-employed, and plenty more.How is MoneyBricks different from a budgeting app?
Budgeting apps connect to your accounts and track what you already spend. MoneyBricks teaches how money actually works and turns your BrickScore into a plan for what to do next, with no bank connection required. It’s a coach.Why not just use ChatGPT or Claude?
General AI chat can explain money ideas when you ask. MoneyBricks is built for people who get a paycheck (or a few uneven ones) and want a path, not another blank prompt.
Here’s what’s different:
- A curriculum, not a blank chat. You get 30 core money concepts across 6 chapters on the Brickboard (Earn → Spend → Save → Protect → Grow → Build), so you build in order instead of re-prompting every Sunday night.
- A starting picture you can revisit. Free BrickScore is 21 questions, about 5 minutes, across 7 dimensions on a 300–900 scale. It points to a “next brick,” and you can reassess later to see what changed. BrickScore is educational — it is not a credit score, and we don’t pull your credit.
- A coach grounded in your plan. Brix answers from MoneyBricks content, your Blueprint, and your BrickScore gaps — in a working-people voice — instead of a general assistant that isn’t built around your MoneyBricks plan.
- No bank login required to start. No account connection and no credit check to begin. It’s financial education and educational coaching, not personalized investment advice and not a substitute for a licensed advisor.
If you already use ChatGPT or Claude for one-off questions, keep doing that. MoneyBricks is for the structure, the baseline, and the next move.
How is this different from Monarch or other budgeting apps that link my bank?
Apps like Monarch are built to sync accounts and show transactions and budgets. That’s useful if you want deep account tracking today.
MoneyBricks is money-learning and educational coaching for working people:
- Next-move coach, not a transaction feed. BrickScore and Brix help you decide what to work on this week — not just browse where last month’s money went.
- No bank link required to start. BrickScore uses answers you choose to share. We don’t need your login to begin, and we don’t run a credit check for BrickScore.
- Built for uneven paychecks. Voice and curriculum are aimed at trades, healthcare, drivers, teachers, self-employed people, and military/veterans — not spreadsheet hobbyists.
- Education lane. MoneyBricks is not a budget dashboard and not personalized investment advice.
Honest split: if you want deep account sync and transaction-level budgeting today, a bank-linked tracker like Monarch may fit better. If you want a plan and a coach without handing over logins, start with the free BrickScore.
Is MoneyBricks financial advice?
No. MoneyBricks is educational coaching, honestly labeled: plain-language financial education and decision support, not personalized legal, tax, or investment advice. When a situation calls for a licensed professional, Brix says so.Who is Brix?
Brix is the Financial Strength Coach inside MoneyBricks: knowledgeable without being condescending, direct without being harsh, always focused on your next practical step. Meet Brix.
The BrickScore. What it reads, and what it doesn’t.
What is the BrickScore?
A free assessment that reads your Financial Strength across seven dimensions (Stability, Resilience, Protection, Growth, Flexibility, Direction, and Behavior), scores it 300–900, and shows you where to start. It takes about 5 minutes. Learn more about the BrickScore.Is the BrickScore a credit score?
No. It’s a different thing entirely. It runs 300–900, which looks like a credit score and isn’t one: it reads your Financial Strength from answers you give us, not from your credit file. We never pull your credit report, there’s no credit check, and taking it can’t affect your credit. No lender ever sees it.Do I need to connect my bank account?
No. The free BrickScore works from what you choose to share. No bank connection required to start, and no credit card.
Cost and launch. What’s free, and what’s coming.
Is it really free to start?
Yes. The BrickScore costs nothing and needs no credit card. Paid plans start at $8/mo billed annually ($10 billed monthly), with a 14-day free trial. See pricing.When does it launch?
MoneyBricks is live. Start with the free BrickScore Assessment, then choose a plan. Founding members still lock in Core from $5.60/mo billed annually while the first 1,000 spots last. See pricing.Can I cash out BrickCoins?
No. BrickCoins aren’t money: not cash, not a prepaid balance, not a security. You earn them by placing bricks and spend them inside MoneyBricks. They can’t be bought, sold, transferred to another account, or converted to cash. How BrickCoins work.
Your data. Never sold, and yours to delete.
your data is never sold
Do you sell my data?
Never. Your data is encrypted, never sold, and purged after account closure. See how we protect your data.What if I want to delete my account?
You can delete it yourself from Settings. No email, no phone call, no retention offer. Want a copy of your data first? Export it from the same page. After you close the account, your data is purged. See how we protect your data.
The fastest answer is your own score.
Free · No credit card · No bank connection required · Done in about 5 minutes