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moneybricks

Build Financial Strength, one brick at a time.

Every area of your financial life falls into one of 30 MoneyBricks on the Brickboard, organized into six chapters that match how money actually moves through a life. Start anywhere. Each one is plain English, built for working people.

Brand new to this? Start here instead. →Seven first steps, in order: read your paycheck, open an account, build a budget, save your first $1,000.Where are you in the build? →The bricks are what to learn. The five Building Stages are where you stand, from Financial Safety to Financial Legacy.

30 bricks · 6 chapters · one Blueprint

The Brickboard. Your whole financial life, on one wall.

Every household’s money, laid out brick by brick and built from the foundation up. Click any brick to see what’s inside, and map out your next move.

BUILD
GROW
PROTECT
SAVE
SPEND
EARN

▲  Build upward. EARN is the foundation, BUILD is the roof

All 30 bricks, by chapter

Earn

Master the income that funds everything else.

  1. Job & CareerKnow your worth. Earn it.
  2. Self-Employment & Side IncomeMore streams, more stability.
  3. Workplace BenefitsThe paycheck beyond the paycheck.
  4. Income ProtectionGuard what you built.
  5. Social Security & Government BenefitsWhat you've earned. Claim it right.

Spend

Direct every dollar.

  1. Budgeting & Cash FlowTell your money where to go.
  2. HousingYour biggest expense. Nail it.
  3. TransportationGet there without going broke.
  4. Food & HouseholdFeed the family. Not the budget leak.
  5. Consumer Decisions & Big PurchasesBuy smart. Not emotional.

Save

Build reserves with purpose.

  1. Emergency FundThe buffer between you and disaster.
  2. Banking & SavingsMake your money work while it waits.
  3. Life Goals & MilestonesSave with a purpose. Hit every milestone, including the family ones.
  4. Education & TrainingInvest in yourself without a lifetime of debt.
  5. Charitable Giving & GenerosityGive from strength, not guilt.

Protect

Defend the structure.

  1. Health Insurance & Healthcare CostsProtect your body. Protect your finances.
  2. Life InsuranceIf you're gone, they're not broke.
  3. Property & Auto InsuranceCover what you've built.
  4. Identity & Fraud ProtectionDon't let a scammer undo your work.
  5. Estate PlanningYour plan protects the people you love.

Grow

Multiply what you keep.

  1. Credit & Credit ScoreYour financial reputation. Own it.
  2. Debt ManagementOwe less. Keep more.
  3. TaxesKeep more of what you earn.
  4. InvestingPut your money to work.
  5. Retirement AccountsBuild your future. Get the tax break now.

Build

The brickwork beyond the basics.

  1. Home Ownership & Real EstateThe biggest wealth move. Do it right.
  2. Marriage, Partnership & MoneyBuild it together. Protect it together.
  3. Aging Parents & EldercareHold up the people who held you up.
  4. Career Transition & Layoff RecoveryWhen the job ends, the plan doesn't.
  5. Retirement & Financial IndependenceStop working for money. Make money work for you.

More in Learn

The board is the curriculum. These are the reference shelves beside it: look a term up, run a number, or see how the people who are good at this think.