Never miss a money deadline again.
April 15 is the famous one — but there are dozens more, and missing them costs real money. Money Calendar keeps every critical date in one place, tuned to your life, and syncs to the calendar you already use.
Your year at a glance
Tap a month to see just its deadlines.
1 date varies by state and sits outside the year — shown below.
18 dates on your calendar
Your deadlines
- Taxes
Q4 estimated tax payment
January 15Final estimated tax payment for the prior year is due in mid-January.
What to do
- Total last quarter's income
- Pay your estimated tax
- Planning
Annual financial review
January 15Kick off the year with a look at your Blueprint, net worth, and goals.
What to do
- Update your goals and net worth
- Reset your savings targets for the year
- Planning
W-4 withholding checkup
January 31Start the year by checking your paycheck withholding — especially after a raise, marriage, or new child.
What to do
- Review your W-4 after any big life change
- Adjust so you're not over- or under-withholding
- Taxes
Federal income tax filing deadline
April 15File your federal return (or an extension) and pay any balance owed.
What to do
- Gather your W-2s, 1099s, and deduction records
- File your return or request an extension
- Pay any balance to avoid penalties and interest
- Retirement
IRA contribution deadline (prior year)
April 15Last day to contribute to an IRA for the previous tax year — a rare second chance to boost last year's savings.
What to do
- Check how much IRA room you have left for last year
- Contribute before the deadline if you can
- Healthcare
HSA contribution deadline (prior year)
April 15Last day to fund your HSA for the previous tax year.
What to do
- Confirm your prior-year HSA contribution limit
- Top it up before the deadline for the tax break
- Taxes
Q1 estimated tax payment
April 15Quarterly estimated taxes are due on 1099 and self-employment income.
What to do
- Add up your income so far this quarter
- Set aside and pay your estimated tax
- Taxes
Q2 estimated tax payment
June 15Second-quarter estimated taxes are due.
What to do
- Total this quarter's income
- Pay your estimated tax
- Taxes
Q3 estimated tax payment
September 15Third-quarter estimated taxes are due.
What to do
- Total this quarter's income
- Pay your estimated tax
- Education
FAFSA opens
October 1The federal student aid form opens — apply early, because some aid is first-come, first-served.
What to do
- Gather income and tax information
- Submit the FAFSA as early as you can
- Healthcare
Medicare open enrollment
October 15 – December 7Review and change your Medicare drug and Advantage plans for next year.
What to do
- Review your current plan's costs and coverage
- Compare alternatives and switch if one fits better
- Healthcare
ACA Marketplace open enrollment
November 1 – January 15Enroll in or change a marketplace health plan for next year (if you don't have employer coverage).
What to do
- Compare plans on total cost, not only the premium
- Check whether you qualify for subsidies
- Enroll before the window closes
- Benefits
Employer open enrollment (typical)
November 1 – November 30Most employers run benefits enrollment in the fall — your once-a-year chance to fix your elections.
What to do
- Make sure you're capturing the full 401(k) match
- Set your FSA/HSA elections for next year
- Review your health, life, and disability coverage
- Retirement
401(k) contribution cutoff
December 31Workplace 401(k) contributions must land by year end.
What to do
- Confirm you're getting the full employer match
- Bump your contribution if you have room left
- Benefits
FSA use-it-or-lose-it
December 31Most FSA balances don't roll over — spend them before year end.
What to do
- Check your remaining FSA balance
- Spend it on eligible costs before it's gone
- Retirement
Required Minimum Distribution (RMD) deadline
December 31If you're at RMD age, withdraw the required amount from retirement accounts to avoid a steep penalty.
What to do
- Confirm your required distribution amount
- Take the distribution before year end
- Planning
Year-end giving & tax moves
December 31Last chance for this year's charitable giving and tax-loss moves.
What to do
- Make the charitable gifts you planned
- Review investments for tax-loss opportunities
- Housing
Property tax deadlines
Varies by stateProperty tax due dates vary by county — check yours and budget ahead so it never blindsides you.
What to do
- Look up your county's due dates
- Set aside money each month so it's covered
These are the standard U.S. deadlines. Exact dates shift year to year (weekends and holidays) and by state — always confirm your own, especially property tax and state filing dates. Money Calendar is education, not tax or legal advice. Filter to what applies to you and add any date straight to your own calendar.
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