What happens when the 14-day free trial ends?

No card to start the trial. We ask for payment only when you choose to continue, and we remind you before the trial ends, so there are no surprise charges.

Can I cancel anytime?

Yes. No contracts and no cancellation fees. Cancel in a couple of clicks and you won't be billed again.

What's your refund policy?

Cancel any time and you keep access through the period you've already paid for. Canceling stops the next renewal rather than refunding the current one. Subscription fees aren't refundable, and partial months aren't prorated. If you think you were charged in error, email support@moneybricks.com and we'll look at it in good faith.

Why pay for this when I can ask ChatGPT or Claude for free?

Ask them. They're good at explaining money. What a general chatbot doesn't have by default is your numbers, so you retype your situation each time. Brix runs on Claude from Anthropic, and once you've taken the assessment it starts each conversation already knowing your BrickScore, your two weakest areas, and the goals you're working on. Your score is measured the same way each time you retake the assessment, so you can see how it changes between retakes. You're paying for the measurement, the Blueprint, and the weekly follow-through, not for a chat window.

Which plan should I start with?

Start with Core. It's the coaching base, and founding members lock in the lowest rate. Take the free BrickScore Assessment first and we'll point you to the right starting place.

What's the difference between Core, Pro, and Max?

Core is the coaching base: Brix, your personalized Blueprint, and a weekly check-in. Pro adds a deeper strategy library and a life-stage curriculum, rolling out now. Max adds the advanced tools (bank connections, priority Brix coaching, Money Stats, and a monthly Financial Strength Report) as they ship. Only Core is available to buy today; Pro and Max open as their features land.

How long does the founding-member rate last?

As long as your membership is active. Lock in $5.60/mo for Core, billed annually, as a founding member and that rate stays put: no increases, no re-enrollment.

How does the founding rate work with annual billing?

Either way you like. Founding members lock in Core at $5.60/mo billed annually, or Core at $7/mo billed monthly. That's the same 20% annual discount, applied to the founding rate instead of the $10 list price. Whichever you pick stays locked as long as your membership does.

Do I need to connect my bank to start?

No. The free BrickScore works from what you choose to share, and no plan requires a bank connection to begin.

Simple plans. Real coaching.

Start with a free BrickScore Assessment. Move up when you’re ready. Every plan is built to help you build, brick by brick.

Every new account includes a 14-day Core trial. No card to start it, and it never turns into a bill on its own. When you subscribe to Core, you are billed today. Save 20% with annual billing.

Founding offerEarly members lock in Core at $8 $5.60/mo billed annually, as long as your membership is active.See the plans ↓

Swipe sideways to compare all four plans.

Free

See where your money stands.

Take the free BrickScore Assessment and see your score, your biggest leak, and the one move to make this week.

always free

Take the free BrickScore Assessment

A no-risk place for anyone to start

Includes:

BrickScore Assessmentyour free financial checkup
Your seven-dimension breakdownyour full Financial Strength read, no login
Your next MoneyBrickthe one move to make this week
All 30 bricks & money termsthe whole curriculum, free to read

Core

Build the base, with a coach.

Brix in your corner, your personalized Blueprint, and a weekly check-in that keeps it on track.

$8$5.60/mo

founding rate, billed annually, as long as your membership is active

Billed today · cancel anytime

Core renews automatically every year at $67.20 ($5.60 a month, billed annually) until you cancel. That founding rate holds as long as your membership is active. Cancel online from MyBrickPlan.

Built for electricians, nurses & trades

Everything in Free, plus:

Basic Spending Insightssee where the paycheck goes
Community Accessthe Brickheads member forumIncluded from Core up, and your 14-day trial opens it in full. Core posts in every channel and adds direct messages; Pro adds AMAs and private channels.
Roadmapvote on what gets built next
Money Movesthe money-saving moves, one set per brickA handful are open to everyone on /money-moves. Core and up opens all of them, plus the moves the Brickheads crew added.
Saved Money Quiz resultskeep your Money Quiz results and see what changed
Personalized deadline remindersthe money deadlines your own life puts on the calendar
Blueprint Bootcampa 30-, 60- or 90-session starter build
Brix: the Financial Strength Coachask money questions, any hour
Daily Builda few minutes a day: a lesson, a habit check, one move
Weekly Build Check-ina weekly check-in that keeps your build on track
My Advisorskeep your financial pros, and how to reach them, in one place
MyBrickPlanyour whole build in one place
Personalized Financial Blueprinta full plan built around your numbers

Pro

Go further with the full library.

Everything in Core, plus a deeper strategy library and a life-stage curriculum as they roll out.

$12/mo

billed annually

Opens later · Join the waitlist

Join the waitlist

Built for growing households

Everything in Core, plus:

Master Blueprint Full Library Coming soonevery smart-money strategy, explained
Life Stage Curriculum Coming soonlessons matched to your stage of life

Max

The whole playbook, built around you.

Everything in Pro, plus the advanced tools as they ship: bank connections, priority coaching, Money Stats, and a monthly report.

$16/mo

billed annually

Opens later · Join the waitlist

Join the waitlist

Built for founders & side-hustlers

Everything in Pro, plus:

Advanced Smart-Money Strategies Coming soonthe most sophisticated moves, in plain English
Money Stats & Money Calendarthe economic picture behind your plan
Monthly Financial Strength Reporta report on exactly where you stand, whenever you need it
Bank connections Coming soonoptional, never required
Priority Brix coaching Coming soonfront of the line, deeper answers

Compare every feature

The whole picture, side by side.

Feature comparison across the Free, Core, Pro, and Max plans
Features	Free See where you stand. $0 always free Take the free BrickScore Assessment	Recommended Core Get serious. Build the base. $8$5.60/mo founding rate, billed annually, as long as your membership is active Core renews automatically every year at $67.20 ($5.60 a month, billed annually) until you cancel. That founding rate holds as long as your membership is active. Cancel online from MyBrickPlan.	Pro Level up. Go further. $12/mo billed annually Join the waitlist	Max The full playbook. $16/mo billed annually Join the waitlist
BrickScore Assessmentyour free financial checkup	Included	Included	Included	Included
Your seven-dimension breakdownyour full Financial Strength read, no login	Included	Included	Included	Included
Your next MoneyBrickthe one move to make this week	Included	Included	Included	Included
All 30 bricks & money termsthe whole curriculum, free to read	Included	Included	Included	Included
Basic Spending Insightssee where the paycheck goes	Not included	Included	Included	Included
Community Accessthe Brickheads member forumIncluded from Core up, and your 14-day trial opens it in full. Core posts in every channel and adds direct messages; Pro adds AMAs and private channels.	Not included	Included	Included	Included
Roadmapvote on what gets built next	Not included	Included	Included	Included
Money Movesthe money-saving moves, one set per brickA handful are open to everyone on /money-moves. Core and up opens all of them, plus the moves the Brickheads crew added.	Not included	Included	Included	Included
Saved Money Quiz resultskeep your Money Quiz results and see what changed	Not included	Included	Included	Included
Personalized deadline remindersthe money deadlines your own life puts on the calendar	Not included	Included	Included	Included
Blueprint Bootcampa 30-, 60- or 90-session starter build	Not included	Included	Included	Included
Brix: the Financial Strength Coachask money questions, any hour	Not included	Included	Included	Included
Daily Builda few minutes a day: a lesson, a habit check, one move	Not included	Included	Included	Included
Weekly Build Check-ina weekly check-in that keeps your build on track	Not included	Included	Included	Included
My Advisorskeep your financial pros, and how to reach them, in one place	Not included	Included	Included	Included
MyBrickPlanyour whole build in one place	Not included	Included	Included	Included
Master Blueprint Full Library Coming soonevery smart-money strategy, explained	Not included	Not included	Included, coming soon	Included, coming soon
Life Stage Curriculum Coming soonlessons matched to your stage of life	Not included	Not included	Included, coming soon	Included, coming soon
Personalized Financial Blueprinta full plan built around your numbers	Not included	Included	Included	Included
Advanced Smart-Money Strategies Coming soonthe most sophisticated moves, in plain English	Not included	Not included	Not included	Included, coming soon
Money Stats & Money Calendarthe economic picture behind your plan	Not included	Not included	Not included	Included
Monthly Financial Strength Reporta report on exactly where you stand, whenever you need it	Not included	Not included	Not included	Included
Bank connections Coming soonoptional, never required	Not included	Not included	Not included	Included, coming soon
Priority Brix coaching Coming soonfront of the line, deeper answers	Not included	Not included	Not included	Included, coming soon

Not sure what a feature does? See every feature explained.

Not sure which plan? Answer one question.

What do you want most right now?

Not all seven count the same

Most scores average everything and call it a number. The BrickScore weights each dimension by how much it actually moves your financial strength, so a thin emergency fund counts for more than a tidy budget. Here is how much each one counts toward your score.

Stability20%
Resilience20%
Protection15%
Growth15%
Flexibility10%
Direction10%
Behavior10%

See what each of the seven dimensions measures →

Progress you can see

Illustrative example

Your BrickScore, over three assessments

May 1Aug 1Nov 1

Nobody handed this to you. The score moved because you placed bricks, and it moves again the next time you do.

Your numbers, your progress

$5,400+$1,150 over 90 days

Your own numbers, typed by you at your weekly walkthrough. No bank connection, no login to anything.

Step-by-step money coaching built for working people. Education, not investment advice.

It’s financial education and educational coaching, not personalized investment advice and not a substitute for a licensed advisor.

The old way

Minimums that shut you out before you start
Commissions and product pitches baked in
Built for desks and portfolios, not shifts and trades

MoneyBricks

Core is $8 a month billed annually. Founding members lock in $5.60, as long as your membership is active
No minimums, no bank connection required to start
No commissions. We answer to you, not to lenders
Built for working people, in plain English

no minimums, no commissions

Education and coaching in plain language, not personalized legal, tax, or investment advice.

Monarch helps you see where the money went. MoneyBricks helps you decide the next brick to lay — with a coach, not just a feed of transactions.

Join the waitlist for Pro and Max

Pro and Max are not for sale yet. Leave your email and we'll tell you when they open. The list holds your place. It does not lock a price. The founding rate is Core only.

Start with your free BrickScore Assessment

Founding Member pricing is live. The first 1,000 members lock in Core at $5.60/mo billed annually, locked as long as your membership is active. Take the free BrickScore Assessment first and we’ll point you to the right plan.

Take the Free BrickScore Assessment

Free · No credit card · No bank connection required · Done in about 5 minutes

Pricing questions

What happens when the 14-day free trial ends?
No card to start the trial. We ask for payment only when you choose to continue, and we remind you before the trial ends, so there are no surprise charges.
Can I cancel anytime?
Yes. No contracts and no cancellation fees. Cancel in a couple of clicks and you won't be billed again.
What's your refund policy?
Cancel any time and you keep access through the period you've already paid for. Canceling stops the next renewal rather than refunding the current one. Subscription fees aren't refundable, and partial months aren't prorated. If you think you were charged in error, email support@moneybricks.com and we'll look at it in good faith.
Why pay for this when I can ask ChatGPT or Claude for free?
Ask them. They're good at explaining money. What a general chatbot doesn't have by default is your numbers, so you retype your situation each time. Brix runs on Claude from Anthropic, and once you've taken the assessment it starts each conversation already knowing your BrickScore, your two weakest areas, and the goals you're working on. Your score is measured the same way each time you retake the assessment, so you can see how it changes between retakes. You're paying for the measurement, the Blueprint, and the weekly follow-through, not for a chat window.
Which plan should I start with?
Start with Core. It's the coaching base, and founding members lock in the lowest rate. Take the free BrickScore Assessment first and we'll point you to the right starting place.
What's the difference between Core, Pro, and Max?
Core is the coaching base: Brix, your personalized Blueprint, and a weekly check-in. Pro adds a deeper strategy library and a life-stage curriculum, rolling out now. Max adds the advanced tools (bank connections, priority Brix coaching, Money Stats, and a monthly Financial Strength Report) as they ship. Only Core is available to buy today; Pro and Max open as their features land.
How long does the founding-member rate last?
As long as your membership is active. Lock in $5.60/mo for Core, billed annually, as a founding member and that rate stays put: no increases, no re-enrollment.
How does the founding rate work with annual billing?
Either way you like. Founding members lock in Core at $5.60/mo billed annually, or Core at $7/mo billed monthly. That's the same 20% annual discount, applied to the founding rate instead of the $10 list price. Whichever you pick stays locked as long as your membership does.
Do I need to connect my bank to start?
No. The free BrickScore works from what you choose to share, and no plan requires a bank connection to begin.

Still deciding? Take the free BrickScore Assessment. It costs nothing and shows you exactly where to start.

Buying for a crew? MoneyBricks for teams has discounted pricing by headcount, one invoice, and stays private to each employee. Talk to our team →