What this tracks
Healthcare cost trends: premiums, deductibles, out-of-pocket maximums, prescription costs, and how they rise with age.
Why it matters to you
Healthcare is one of the biggest (and most unpredictable) costs a working family faces. Planning for it is how a medical bill stays a bill instead of becoming debt.
For example
A family choosing a health plan can weigh the real total cost (premium plus likely out-of-pocket) instead of picking on the monthly price alone.
Average annual family health-insurance premium
Family premiums keep climbing, usually faster than raises do.
| Point | Value |
|---|---|
| 2019 | $20.6K |
| 2020 | $21.3K |
| 2021 | $22.2K |
| 2022 | $22.5K |
| 2023 | $24K |
| 2024 | $25.6K |
Average annual employer-sponsored family premium (KFF Employer Health Benefits Survey), rounded.
Build on it
Turn this into action with the related bricks:
- Health Insurance & Healthcare CostsProtect your body. Protect your finances.
- Retirement & Financial IndependenceStop working for money. Make money work for you.
See where you stand
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