The student's financial blueprint.
First real paychecks, loans coming due, and barely any credit history yet. The money is tight and it changes month to month. These are the Head-Start Years — what you build now makes everything after it easier.

See where your paycheck is going. Free · No credit card · No bank connection required · Done in about 5 minutes
Take the Free BrickScore AssessmentYour financial reality
The realities generic money tools treat as edge cases are exactly what MoneyBricks is built around.
- Student loans that need a payoff plan before the first bill hits
- Little or no credit history to build from
- Part-time, work-study, gig, and NIL income that changes month to month — with no taxes withheld
- The chance to start compound interest a decade early
How MoneyBricks helps
- Build credit the right way, from zero
- A student-loan strategy that fits a student budget
- Start investing early — even $25 a month — while time is on your side
Guides for college students & recent grads
Deep dives on the money topics that hit your line of work differently.
- NIL Taxes for College AthletesWhat Nobody Withholds From That Check
- Student Loans and Credit for StudentsBefore the First Bill
- Retirement at 22Why Starting Now Beats Earning More Later
- Budgeting for StudentsThe Refund Check Is Borrowed Money
- Emergency Fund for StudentsBuilding the First One
- Income Protection for Recent GradsWhat You Need and What You Don't
See where your paycheck is going — and what to do next.
Free · No credit card · No bank connection required · Done in about 5 minutes