The student's financial blueprint.
First real paychecks, loans coming due, and barely any credit history yet. The money is tight and it changes month to month. These are the Apprentice Years — what you build now makes everything after it easier.

See where your paycheck is going. Free · No credit card · No bank connection required · Done in about 5 minutes
Take the Free BrickScore AssessmentYour financial reality
The realities generic money tools treat as edge cases are exactly what MoneyBricks is built around.
- Student loans that need a payoff plan before the first bill hits
- Little or no credit history to build from
- Part-time, work-study, gig, and NIL income that changes month to month — with no taxes withheld
- The chance to start compound interest a decade early
How MoneyBricks helps
- Build credit the right way, from zero
- A student-loan strategy that fits a student budget
- Start investing early — even $25 a month — while time is on your side
Guides for college students & recent grads
Deep dives on the money topics that hit your line of work differently.
- NIL Taxes for College AthletesWhat Nobody Withholds From That Check
- Student Loans and Credit for StudentsBefore the First Bill
- Retirement at 22Why Starting Now Beats Earning More Later
- Budgeting for StudentsThe Refund Check Is Borrowed Money
- Emergency Fund for StudentsBuilding the First One
- Income Protection for Recent GradsWhat You Need and What You Don't
See where your paycheck is going — and what to do next.
Free · No credit card · No bank connection required · Done in about 5 minutes