What this tracks
Cost-of-living indices by city and state — housing, groceries, utilities, transportation, and everyday prices, compared side by side.
Why it matters to you
Two workers with the same paycheck can end up in very different places, based only on where they live. Knowing the real cost of a place before you move — or before you plan a retirement — is one of the highest-impact money decisions you can make.
For example
An electrician earning the same rate in two states could keep hundreds more a month in the lower-cost one — money that goes straight to savings instead of rent.
Cost of living, by state
100 = the U.S. average, so 112 means about 12% costlier than average. Search for yours, or tap a state on the map.
Hover or tab through the states to see each rate.
- Below 90 (cheapest)
- 90–100
- 100–110
- 110–125
- 125–150
- 150+ (priciest)
| vs. U.S. average | ||
|---|---|---|
| Alabama | 88.8 | 11.2% below average |
| Alaska | 102.4 | 2.4% above average |
| Arizona | 100.7 | 0.7% above average |
| Arkansas | 86.9 | 13.1% below averageThe lowest RPP in the U.S. in 2024. |
| California | 110.7 | 10.7% above averageThe highest RPP in the U.S. in 2024. |
| Colorado | 103.1 | 3.1% above average |
| Connecticut | 103.6 | 3.6% above average |
| Delaware | 99.8 | 0.2% below average |
| District of Columbia | 109.9 | 9.9% above averageDistrict, not a state; among the highest in the U.S. |
| Florida | 103.4 | 3.4% above average |
| Georgia | 96.3 | 3.7% below average |
| Hawaii | 110 | 10% above average |
| Idaho | 95.5 | 4.5% below average |
| Illinois | 100 | At U.S. average |
| Indiana | 93.3 | 6.7% below average |
| Iowa | 87.8 | 12.2% below average |
| Kansas | 90.1 | 9.9% below average |
| Kentucky | 90.2 | 9.8% below average |
| Louisiana | 88.2 | 11.8% below average |
| Maine | 97.1 | 2.9% below average |
| Maryland | 105 | 5% above average |
| Massachusetts | 105.8 | 5.8% above average |
| Michigan | 96.2 | 3.8% below average |
| Minnesota | 98.6 | 1.4% below average |
| Mississippi | 87 | 13% below average |
| Missouri | 90.8 | 9.2% below average |
| Montana | 94.6 | 5.4% below average |
| Nebraska | 90.1 | 9.9% below average |
| Nevada | 100 | At U.S. average |
| New Hampshire | 104.2 | 4.2% above average |
| New Jersey | 108.8 | 8.8% above average |
| New Mexico | 92.2 | 7.8% below average |
| New York | 107.9 | 7.9% above average |
| North Carolina | 94.3 | 5.7% below average |
| North Dakota | 89 | 11% below average |
| Ohio | 92.8 | 7.2% below average |
| Oklahoma | 87.8 | 12.2% below average |
| Oregon | 103.4 | 3.4% above average |
| Pennsylvania | 97.6 | 2.4% below average |
| Rhode Island | 102.3 | 2.3% above average |
| South Carolina | 93.7 | 6.3% below average |
| South Dakota | 88.6 | 11.4% below average |
| Tennessee | 91.9 | 8.1% below average |
| Texas | 97.1 | 2.9% below average |
| Utah | 98.9 | 1.1% below average |
| Vermont | 98 | 2% below average |
| Virginia | 101.1 | 1.1% above average |
| Washington | 107 | 7% above average |
| West Virginia | 89.5 | 10.5% below average |
| Wisconsin | 94.1 | 5.9% below average |
| Wyoming | 92.7 | 7.3% below average |
Cost-of-living index, 2024, where 100 is the U.S. average. Cost of living varies widely within a state — a major metro can run far above its state figure — so treat this as a broad signal, not a precise local number. Educational, not financial advice.
Build on it
Turn this into action with the related bricks:
- HousingYour biggest expense. Nail it.
- Budgeting & Cash FlowTell your money where to go.
- Retirement & Financial IndependenceStop working for money. Make money work for you.
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