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Life Expectancy & Longevity Trends

Plan for a long life, not an average one.

What this tracks

Life-expectancy data and longevity trends — how long a plan may actually need to last.

Why it matters to you

The biggest risk in retirement isn't dying too soon — it's living longer than your money. Planning for a long life is how you make sure you don't outlast your savings.

For example

A couple planning retirement income can build for a plan that lasts into their 90s, so a long, healthy life is a blessing and not a budget crisis.

For a 65-year-old, the chance of reaching age…

Plan for a long life — outliving your money is the real retirement risk.

  • Age 8072%
  • Age 8554%
  • Age 9032%
  • Age 9513%

Illustrative survival probabilities for a 65-year-old (Social Security period life tables), rounded.

Build on it

Turn this into action with the related bricks:

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MoneyStats is economic education and context — not personalized legal, tax, or investment advice.