What this tracks
Life-expectancy data and longevity trends — how long a plan may actually need to last.
Why it matters to you
The biggest risk in retirement isn't dying too soon — it's living longer than your money. Planning for a long life is how you make sure you don't outlast your savings.
For example
A couple planning retirement income can build for a plan that lasts into their 90s, so a long, healthy life is a blessing and not a budget crisis.
The chance of reaching each age, by sex
Women live longer on average, so their retirement money has to last longer. Plan for the longer life, not a blended average.
Men
- Age 8065%
- Age 8546%
- Age 9025%
- Age 959%
Women
- Age 8076%
- Age 8560%
- Age 9037%
- Age 9517%
Illustrative survival probabilities for a 65-year-old today, by sex (Social Security period life tables), rounded. Individual health, income, and family history shift these substantially — educational, not a personal projection.
Build on it
Turn this into action with the related bricks:
- Retirement & Financial IndependenceStop working for money. Make money work for you.
- Retirement AccountsBuild your future. Get the tax break now.
See where you stand
MoneyStats gives Brix the economic picture. Your BrickScore shows where your own foundation is solid and where it’s cracked — free, in minutes.
Take your free BrickScore AssessmentMoneyStats is economic education and context — not personalized legal, tax, or investment advice.