What this tracks
Typical debt loads, average interest rates, and payoff timelines across credit cards, auto loans, and student loans.
Why it matters to you
Debt feels lonely, but the patterns are common — and so are the ways out. Seeing the averages helps you spot a bad rate and measure real progress against a clear benchmark.
For example
Someone carrying a card balance can see how their rate compares — and how much faster a focused payoff beats making minimums.
Average U.S. balance, by consumer-debt type
Not all debt is equal — the balance and the interest rate decide what it costs you.
- Credit card$6,500
- Personal loan$19,000
- Auto loan$24,000
- Student loan$38,000
Representative average U.S. balances by debt type (Experian), rounded. Credit-card debt carries the highest rates.
Build on it
Turn this into action with the related bricks:
See where you stand
MoneyStats gives Brix the economic picture. Your BrickScore shows where your own foundation is solid and where it’s cracked — free, in minutes.
Take your free BrickScoreMoneyStats is economic education and context — not personalized legal, tax, or investment advice.