Pick your target. Then build toward it.
Blueprint Goals is the goal-setting engine behind MoneyBricks — a library of pre-defined financial goals you browse, recognize yourself in, and claim as your own. It's the target on the blueprint before the first brick gets laid.
Traditional financial planning starts with a blank field: “What are your financial goals?” For someone grinding through a 60-hour workweek, that question can feel impossible to answer. MoneyBricks replaces the blank field with a Goal Library — an organized collection of goals you browse like a catalog. You don't need to know what you want before you start. You scroll, you see yourself in a goal, and you select it. Brix does the rest.
The SMART Blueprint
Every goal is built on a five-point framework that turns a vague wish into a concrete construction plan.
- SSpecific
Concrete goals, not vague intentions — a blueprint with exact specs, not a rough sketch.
“Build a $10,000 emergency fund,” not “save more money.”
- MMeasurable
Every brick counted. Real dollars, real progress, tracked in real time.
Brix tracks your balance and shows you exactly how many bricks remain.
- AAchievable
Built one course at a time. No overbuilding, no shortcuts that crack the foundation.
Brix sets a realistic pace based on your actual income and expenses.
- RReal-World
Grounded in your income, your trade, your life stage — not someone else's numbers.
Brix adapts the plan when you have a slow week or an unexpected bill.
- TTime-Staked
Every goal has a completion date, like a project deadline you actually hit.
“Debt-free by December” — Brix tracks the timeline and flags you when you're off pace.
The Goal Library
You don’t write goals from scratch — you browse them. Scroll the library, find the one that sounds like your life, and claim it. Nine categories, ninety goals — here’s what’s on the shelf.
Security & Breathing Room
- Stop living paycheck to paycheck
- Build a starter $1,000 cushion
- Build a 1-month cushion
- Build a 3–6 month emergency fund
- Cover a surprise bill without a credit card
- Get one month ahead on rent
- Open a separate account for bills only
- Keep a cash buffer for slow weeks
- Stop overdrafting my account
- Reach real financial breathing room
Anyone in survival mode — often the first goal selected, and the most powerful to reach.
Debt Freedom
- Pay off all credit card debt
- Get out from under that truck loan
- Pay off tools and equipment
- Knock out medical debt
- Clear a payday or title loan
- Pay off my student loans
- Stop carrying a credit card balance
- Consolidate to a lower interest rate
- Clear the buy-now-pay-later balances
- Become completely debt-free
People carrying the daily weight of debt — often the goal that drives the deepest engagement.
Home
- Save for a down payment on my first home
- Pay off my mortgage early
- Build real home equity
- Rent smart while I save
- Fund a home-repair reserve
- Save for closing costs
- Fix my credit to qualify for a mortgage
- Drop PMI on my mortgage
- Buy my first rental property
- Refinance to a payment that fits
First-time buyers, current homeowners, and renters building toward ownership.
Family & Life Events
- Save for a wedding
- Prepare financially for a baby
- Start a 529 for the kids
- Fund my kids' education
- Care for aging parents
- Take paid time off for a new baby
- Save for a family vehicle
- Prepare for a career break
- Cover a funeral without going into debt
- Plan a major life transition
Members at key life milestones who need a plan that accounts for the big moments.
Retirement & Future
- Start a retirement account
- Get my full employer 401(k) match
- Max out my IRA every year
- Retire at 60
- Never work hurt because I have no choice
- Open a Roth IRA
- Start a SEP-IRA for my 1099 income
- Catch up on retirement in my 50s
- Plan when to claim Social Security
- Build income I can't outlive
Members at any age — younger ones gain time, older ones gain catch-up clarity.
Wealth Building
- Invest for the first time
- Build a positive net worth
- Hit my first $100K
- Create security for the next generation
- Own something that grows while I sleep
- Automate my investing every payday
- Build my first index-fund portfolio
- Create a second stream of income
- Reach $1 million invested
- Build a portfolio I don't have to babysit
Members ready to move from stability to growth — a major psychological milestone.
Income & Career
- Build a side business
- Start my own contracting shop
- Increase my income by 20%
- Earn the license or cert that pays more
- Turn overtime into real progress
- Negotiate a raise
- Turn a side hustle into full-time income
- Save a runway to change careers
- Buy the equipment to take on bigger jobs
- Gain the freedom to walk away from a bad job
Entrepreneurially-minded members using financial fitness as a path to career freedom.
Lifestyle & Experiences
- Take my family on a vacation we earned
- Buy a truck with cash
- Pay cash for the next big purchase
- Give back to my community
- Enjoy my money without guilt
- Take a trip I've always wanted
- Fund a hobby I love
- Upgrade something without borrowing
- Set aside fun money every month
- Live on my own terms
Members who tie money to real life — these drive the highest emotional engagement.
Protection & Legacy
- Get real life insurance
- Create a will
- Set up a power of attorney
- Name my beneficiaries
- Protect my family if something happens to me
- Get disability insurance
- Freeze my credit against fraud
- Set up a living trust
- Leave a letter of final instructions
- Build something to hand to my kids
Members with dependents, those approaching transitions, and anyone who's seen what happens without a plan.
How Blueprint Goals works
From the goal you pick to the plan that gets you there — Brix runs the whole build.
- Step 1
Goal Discovery Browser
A scrollable library organized by life category. Filter by life stage, time horizon, or what's motivating you most right now.
- Step 2
Recognition, not creation
You don't write goals from scratch. You browse, find yourself in a goal description, and select it — no blank fields, no intimidation.
- Step 3
Brix's build plan
Once you pick a goal, Brix builds a personalized roadmap: how long it will realistically take from where you stand, exactly what to do, and which MoneyBricks tools to use.
Meet Brix → - Step 4
Goal stacking & sequencing
Pick more than one. Brix reads the full set and recommends a priority order built to create the most momentum.
- Step 5
Milestone architecture
Every goal is broken into visible build milestones. You see the finish line from day one and watch the distance shrink.
- Step 6
Goal evolution
Life changes and goals change with it. Swap, pause, or retire a goal without losing history or progress.
- Step 7
SitRep integration
Every active goal shows up in your Situation Report, giving you — and any advisor you loop in — instant visibility into what you're building toward and why.
See SitRep →
You don’t need the whole plan yet — you need the target.
Start with a free BrickScore. Brix shows you where you stand, then helps you pick the goal worth building toward first.
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