Like IQ — but for money. And it climbs.
MoneyBricks introduces a new measure to personal finance: the MQ, or Money Quotient. It's your financial intelligence — what you know and how you think about money — and unlike the intelligence you're born with, it's learnable.
IQ, EQ — and now MQ
The same way IQ measures cognitive intelligence and EQ measures emotional intelligence, MQ measures financial intelligence — your ability to understand, reason about, and act on money with the clarity of smart money.
Cognitive ability. Mostly fixed from birth. Hard to improve significantly.
Emotional awareness. Develops slowly, over years of experience.
Financial intelligence. Learnable — and it can be raised dramatically in months with the right blueprint.
Unlike IQ, which you're largely born with, your MQ can be raised dramatically in a matter of months. That's the core promise of MoneyBricks: we raise your MQ. The same way a great training program makes a better paramedic and a great mentor makes a better craftsperson, the right financial education makes a smarter builder of wealth.
One number. Five dimensions. Always climbing.
Your MQ rolls five parts of financial intelligence into a single score on a 0–200 scale. Every lesson you finish, every habit you lock in, every smart move you make nudges it up — and Brix shows you exactly which dimension to work on next.
Illustrative sample score.
MQ vs. BrickScore
Two different measures, both worth tracking — one is what you have, the other is what you know.
BrickScore
Your financial health — what you currently HAVE. The state of your finances across Earning, Spending, Saving, Investing, and Protecting.
See BrickScore →MQ
Your financial intelligence — what you KNOW and how you THINK about money. Your grasp of smart-money concepts, strategies, and behaviors.
You can have a high BrickScore but a low MQ — healthy finances without understanding why. A high-MQ member who hits a rough patch has the knowledge to rebuild fast. Both matter, and MoneyBricks improves both.
The five dimensions of MQ
Your MQ is built from five kinds of financial intelligence. Brix grows every one of them.
- 1
Financial Literacy
Do you understand the fundamentals — interest, inflation, compound growth, tax, and risk?
- 2
Strategic Thinking
Do you think about money in years and decades, not only weeks? Do you have a blueprint for the long game?
- 3
Behavioral Awareness
Do you recognize your own money patterns, habits, and emotional triggers around spending and saving?
- 4
Market Understanding
Do you understand how investments work, how wealth grows, and how smart money allocates over time?
- 5
Smart Money Habits
Do you actually do what smart money does — pay yourself first, protect the downside, max out tax-advantaged accounts?
The MQ scale
MQ runs on a 0–200 scale, so you always have an intuitive reference for where you stand — and where you're headed.
- Under 70
Financial fundamentals are largely unknown. Blueprint Bootcamp starts here.
- 70–99
Basic financial literacy is in place, but smart-money strategies are still unfamiliar.
Common starting point - 100–129
Solid financial knowledge with smart-money habits forming.
Most members, within 90 days - 130–159
Advanced financial intelligence. Thinks and acts like smart money consistently.
- 160+
Elite financial intelligence. Understands and applies institutional-level strategies.
The one question that starts it all
“What's your MQ?”
See your score, understand what you're missing, and let MoneyBricks close the gap. Your BrickScore is the place to start.
Related features
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