A fuller guide to this term is on the way. In the meantime, the related terms below explain the ideas around it.
Related MoneyPedia terms
- Emergency FundCash set aside for life's surprises, so a bad week doesn't turn into debt.
- Negative Cash FlowWhen you spend more than you bring in during a period, forcing you to dip into savings or take on debt.
- Bare-Bones BudgetA stripped-down spending plan covering only the essentials, often used during job loss or a tight financial stretch.
- Savings RateThe share of your income you set aside rather than spend, usually shown as a percentage of your take-home pay.
- Cash FlowThe movement of money into and out of your accounts over time, showing whether more comes in than goes out.
- OverspendingConsistently spending more than your plan or income allows, which erodes savings and can lead to mounting debt.
More in Budgeting & Cash Flow
Plain-English education — not personalized legal, tax, or investment advice.