A fuller guide to this term is on the way. In the meantime, the related terms below explain the ideas around it.
Related MoneyPedia terms
- Impulse PurchaseAn unplanned buy made on the spur of the moment, often driven by emotion rather than need, that can quietly derail a budget.
- Deficit SpendingSpending more than you earn over a period, which means the gap has to be covered by savings or borrowing.
- Negative Cash FlowWhen you spend more than you bring in during a period, forcing you to dip into savings or take on debt.
- Conscious SpendingDeliberately directing money toward what you value most while cutting back guilt-free on things that matter less to you.
- Spending TriggersThe situations, emotions, or habits that prompt you to spend, like stress, boredom, or targeted marketing.
- Spending PlanA forward-looking plan for where each dollar of income will go before you spend it, covering bills, saving, and everyday costs.
More in Budgeting & Cash Flow
Plain-English education — not personalized legal, tax, or investment advice.