A fuller guide to this term is on the way. In the meantime, the related terms below explain the ideas around it.
Related Brickyard terms
- Lifestyle InflationThe tendency to spend more as you earn more, so raises and bonuses get absorbed by nicer things instead of savings.
- Discretionary SpendingMoney spent on nonessential things you want but could go without, like dining out, hobbies, or entertainment.
- Conscious SpendingDeliberately directing money toward what you value most while cutting back guilt-free on things that matter less to you.
- Savings RateThe share of your income you set aside rather than spend, usually shown as a percentage of your take-home pay.
- Recurring ExpensesCharges that repeat on a regular schedule, such as monthly subscriptions or annual memberships, whether you use them or not.
- Subscription AuditA periodic review of your recurring subscriptions to cancel the ones you no longer use or value.
Turn this into a brick
Knowing what Lifestyle Creep means is knowledge — the first half. A brick gets placed when you act on it.
More in Budgeting & Cash Flow
Plain-English education — not personalized legal, tax, or investment advice.